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03

Save

Saving first, not whatever is left.

Example rule

Move 12.5% of every payday to Save before anything else.

€300

How it works

A percentage rule that runs before spending starts. Earns 2.6% AER and stays one tap away, because savings you can’t reach make people stop saving.

Good to know

You can rename the jar, change its rule or empty it back into Spend at any time. Rules pause automatically if your balance would drop below €50.

One email on payday. Never more.

A short money note on the 1st of every month: one rule to try, one number to watch.

Halfpenny is a demo brand. Replace this line with your licence: “Halfpenny Ltd is authorised by [regulator] as an e-money institution. Eligible deposits protected up to €100,000.”

© 2026 Halfpenny · Site by Longroom

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