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01
Bills
Rent, energy, phone. Paid on payday.
Example rule
On payday, move €1,150 to Bills and pay rent on the 2nd.
€1,150
How it works
Every fixed cost in one place. Halfpenny reserves it the morning you get paid, then pays each bill on its due date, so the money you see is money you can actually use.
Good to know
You can rename the jar, change its rule or empty it back into Spend at any time. Rules pause automatically if your balance would drop below €50.