Features
Everything Halfpenny does with your money.
Payday detection, jars, rules, round-ups, shared jars and a card that knows which jar to pay from. Nothing you have to remember.
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Payday detection
Monthly, fortnightly or weekly. Rules start the minute your salary lands.
Jars with one job
Bills, Spend, Save, Someday, Round-ups, Together. Rename and recolour any of them.
Rules that run themselves
Amounts, percentages and goals with dates. Ordered, paused when money is tight.
A card that pays from Spend
Your card only sees Spend, so a big weekend can’t eat next month’s rent.
Together jars
Up to five people, one jar, every euro in and out visible to everyone.
One calm notification
On payday you get one message: sorted. No streaks, no badges, no guilt.
A day with Halfpenny
Payday, from 07:02 to midnight.
9:41
5G
Payday · 1 Nov
€800.00
Left in Spend this month
Bills
Rent on the 2nd
€1,150
Spend
€200 every Monday
€800
Save
12.5% first
€300
Someday
Lisbon · May
€150
Move money
07:02
Salary lands
€2,400 arrives. Halfpenny recognises it as pay, not a refund or a transfer from your sister.
07:03
Bills reserved
€1,150 moves to Bills. Rent leaves tomorrow, energy on the 5th, the phone on the 12th.
07:03
Save goes first
12.5% to Save, €150 to Someday. Before coffee, before lunch, before anything.
12:40
Coffee, rounded
€3.40 coffee. €0.60 rounds up into Someday. Lisbon gets a little closer.
18:15
Flat shopping
Noa pays €46 for groceries from the Together jar. You both see it, nobody texts.
23:59
Nothing to do
You didn’t open the app today. That was the point.
Try it on your next payday.
Free to start. Four minutes to set up. Rules run the next time you get paid.